With relatively few exceptions, every worker in Missouri should have access to workers’ compensation coverage if they get hurt or sick on the job. However, getting the compensation you should be entitled to through your employer’s workers’ comp insurance is often much more difficult in practice than it should be.

Knowing exactly what workers’ compensation benefits in Creve Coeur you should be able to receive can be a vital first step toward getting the best possible resolution from your unique claim. Likewise, working closely with an experienced workers’ compensation attorney can make a big difference in how effectively you pursue the benefits you need and deserve.

At OnderLaw, our team is dedicated to helping injured workers in our communities protect their rights and demand the fair compensation they are entitled to receive following work-related injuries or illnesses. We will be on and by your side every step of the way.

How Does State Law Calculate Workers’ Comp Benefits?

Workers’ compensation in Missouri does not cover all of the work income a claimant loses due to the effect of a work-related injury or illness on their ability to perform job-related tasks. Instead, the baseline compensation rate for wage replacement through a workers’ comp claim is two-thirds of the claimant’s pre-injury weekly wage. This is calculated based on a person’s average weekly income for the 13 work weeks prior to their accident or illness.

State law also sets maximum limits on this type of workers’ compensation benefit in Creve Coeur. It calculates those limits as a percentage of the statewide average weekly wage, which constantly fluctuates. For the most up-to-date information about workers’ comp benefits in Creve Coeur, speak with a qualified attorney at our firm.

Coverage for All Injury-Related Medical Expenses

Workers’ compensation should also cover all costs for medical treatment deemed reasonably necessary to help an injured or sick worker reach Maximum Medical Improvement (MMI). While what constitutes “reasonably necessary” can vary from case to case, workers’ compensation benefits in Creve Coeur generally cover most or all of the following:

  • Surgeries
  • Prescription medications
  • Travel expenses related to medical care
  • Assistive equipment like wheelchairs or canes
  • Rehabilitative treatment, such as physical therapy
  • Appointments with doctors and specialists, including all necessary tests and studies
  • Emergency treatment immediately after contracting an illness or suffering an injury, including hospital stays

You should not bear the burden of these costs. Your employer is responsible for providing comprehensive compensation following a workplace accident or illness through a workers’ comp claim. Reach out to our team of committed legal professionals at OnderLaw for help getting the fair payments you need to fully recover and move forward with your life.

Discuss Workers’ Compensation Benefits in More Detail with a Creve Coeur Attorney

The information listed above is just a brief overview of the potential benefits available to people who get hurt or sick on the job in Missouri. In the event of a fatal workplace injury or illness, surviving family members of the deceased worker may be able to receive death benefits through workers’ comp, as a knowledgeable lawyer at our firm can explain in more detail.

If you have further questions about workers’ compensation benefits in Creve Coeur, one of our capable attorneys can answer them during a private consultation. Call OnderLaw today to get the dedicated legal representation you deserve.