At OnderLaw, our St. Charles personal injury lawyers have earned a reputation for aggressive litigation on behalf of our clients. We provide top-notch legal representation for those hurt in auto accidents, premises liability, medical malpractice, product liability, motorcycle accidents, trucking accidents, and many other cases.

We know how to navigate the complicated legal process and gather sufficient evidence to prove the other person involved in your accident was at fault. When you call us to seek representation, we will meet with you free of charge and provide you with the advice you need so you can decide what your best option is going forward.

You can depend on us to be there for you from the start of your case until we secure a settlement for you. We are always honest with our clients and will keep the lines of communication open at all times. When you call us, you will speak with a knowledgeable legal professional who can answer all your questions and guide you through the legal process. Whether your case is big or small, we will make it our top priority. When you hire us, you can feel completely confident that you’re in great hands.

We strive to give back to our community in any way we can to make its residents feel safe. We believe anyone in a position to help others should. We’re involved in many local and national organizations, including Lupus Foundation of America, Toys for Tots, and St. Louis Ovarian Cancer Awareness. We hope our efforts build a stronger community and make the lives of everyone better.

The reputation we’ve been able to develop over the years is incredibly important to us. When we take on a case, we don’t give up. We make sure to evaluate every option and use every resource we have so our clients are satisfied with the results. We’ve been featured in local publications, such as the St. Louis Business Journal and Missouri Lawyers Weekly, and on national news outlets for our work on high-profile cases.

Personal Injury Cases We Handle

Personal injury cases are different from other kinds of cases, and there are many that fall under the category of personal injury. Missouri is considered an at-fault state. That means, in personal injury claims, you need to prove who was at fault for the incident. If you can prove fault, you can recover compensation for your injuries. The following are some of the personal injury cases OnderLaw can handle for you:

Each of our St. Charles injury attorneys specializes in specific areas of personal injury to ensure they can reach a positive outcome in your case. They are well-versed in negotiating insurance claims and battling it out in court. We that receiving a settlement in your case can change your life. We never back down from a fight and will be sure to get you the compensation you rightfully deserve.

How Do I File a Personal Injury Claim?

A lot of people will try to handle their personal injury cases on their own. That can prove to be a huge mistake. Insurance companies will search for any reason to deny your claim or pay you less than you deserve. When they find out you don’t have a lawyer helping you, they will try to take advantage of that and get you to accept a lowball offer. If you’re unfamiliar with personal injury claims, you might not realize all the expenses your compensation can cover. That’s why allowing an attorney to handle your case for you is the best decision you can make.

When you hire a personal injury attorney in St. Charles from OnderLaw, we will walk you through the insurance claims process so you understand what your rights are. After your accident, we will be sure to obtain a copy of the liable party’s insurance policy so we can send them a notice of your insurance claim. We will then launch a thorough investigation of your accident to collect as much evidence as we can find. We’ll obtain incident reports, any available video surveillance, photos of your injuries and the accident scene, and statements from anyone who witnessed the incident occur.

During our investigation of your accident and injuries, you should seek medical treatment. Undergoing an examination from a medical professional can help to build a strong case for you. Medical records show the injuries you had and the doctors you went to for treatment.

Not only is it necessary to seek medical care immediately after the accident occurs, but it’s also essential to follow your physician’s orders. You should treat them regularly and undergo evaluations from any specialty physicians they refer you to. If there’s a significant gap in treatment, or you skip appointments altogether, the insurance adjuster could use that to deny your claim because you don’t seem hurt.

After your doctor(s) release you from care, we will send a demand letter to the insurance adjuster along with the evidence we were able to find during our investigation of your claim. The adjuster will review the documents we send to them to determine if they will accept or deny your claim. If they accept your claim, they will present an offer to settle your claim.

The amount of your settlement will depend on the severity of your injuries and the liability limits listed on the at-fault party’s insurance policy. If we’re unable to reach an agreement you feel is acceptable; we will then file a lawsuit against the insurance company and possibly against the liable individual or entity.

What’s the Maximum Settlement I Can Receive?

The amount of money you can demand from an insurance adjuster depends on the limits of liability in the responsible party’s insurance policy. In the state of Missouri, all motorists, homeowners, businesses, and medical facilities carry liability insurance with minimum bodily injury limits. This coverage can be used to compensate an injured person for their damages. Damages are losses you incurred as a direct result of your injuries. If you have been injured due to the negligence of another person, you are entitled to compensation for the following damages:

  • Medical Expenses – Bills for any treatment that is medically necessary, such as hospital visits, ambulance services, physical therapy, medical devices, permanent disability, home health care, and prescription medicine.
  • Lost Wages – Wages you were unable to earn because of your injuries. If your injuries are permanent, you may be able to seek compensation for any future wages you will miss out on being paid.
  • Pain and Suffering – Any physical suffering you have had to endure, as well as emotional distress. Emotional distress includes anxiety, PTSD, and depression.
  • Loss of Consortium – Your loved ones may be entitled to compensation if their relationship with you has been affected as a direct result of your injuries.
  • Wrongful Death – If an individual dies because of someone else’s negligence, their family members can file a claim and receive compensation for damages like funeral expenses.

We have the knowledge and skills to negotiate with insurance companies successfully and, if necessary, file a lawsuit to bring your personal injury case to court in St. Charles. Our qualified accident attorneys have years of experience fighting for clients just like you. We know how to properly evaluate a client’s claim so we can determine the settlement amount you need to cover your expenses.

Call OnderLaw to Speak With a St. Charles Personal Injury Attorney

If you or your loved one was injured due to someone else’s negligence or reckless act, our injury lawyers might be able to help. We offer free consultations to prospective clients, so there’s absolutely no risk or obligation to speak with us. There will be no pressure from us to seek legal representation if you don’t believe it’s the best option for you.

We will meet with you to go over the details of your accident and injuries to help determine if you have a solid case. We understand the financial strain you’re under and don’t want to add to it. That’s why we work on contingency. Our legal fees will come directly out of your settlement when your case is over. You won’t get slapped with any surprise fees or costs, and if you don’t get paid, we don’t get paid.

It is our goal to help you get through this challenging time in your life and get back on your life as quickly as possible. We will be diligent in our work and make sure nothing ever falls through the cracks. We treat our clients like family and make sure your rights stay protected throughout your entire case. No matter who you speak with at our firm, you will be treated with respect and professionalism.

You can trust that our St. Charles personal injury lawyers will get the job done. Call so we can schedule your free consultation and help you get on the road to recovery.