Were you hurt in a car accident in St. Charles? The experienced personal injury attorneys of OnderLaw are here to help you get the maximum compensation that you need and deserve. Don’t wait until it is too late to take legal action. Call us right away.

In the state of Missouri, injured individuals are entitled to compensation from the negligent party. Our attorneys have extensive experience helping people just like you get the justice they’re owed. We understand what it takes to make sure you receive the maximum settlement available.

All of our team members were born and raised in Missouri. Due to our deep roots here, we have forged strong relationships within our tight-knit community and take pride in our stellar reputation. We strive to not only provide unmatched legal services to our clients but also to help the city we love so much. We have gotten involved in organizations and charities so we can do our part to give back to those in need. Some of the organizations and charities we have gotten involved with over the years include Toys for Tots, the Lupus Foundation of America, and St. Louis Ovarian Cancer Awareness.

It is our goal to be open and honest with our clients throughout their entire case. You can depend on a St. Charles car accident lawyer to guide you through the legal process and always be upfront about what we think the best decisions are to make.

We have a team of dedicated attorneys, paralegals, and staff that will work hard so you receive the financial compensation you need to put the accident behind you. We know the negative impact a car accident can have on your life. Your injuries might prevent you from working, and you’re worried about whether or not you can afford your medical bills. We will handle every aspect of your case from beginning to end so you can focus on your recovery.

Call us, and we’ll schedule a free consultation with one of our attorneys.

Common Causes of Car Accidents in St. Charles

With the constant traffic and multiple roadways, motorists travel on every day, St. Charles car accidents are inevitable. Individuals driving to work, school, or to run errands could be distracted. They might be in a rush to get someone, and that causes them to speed. Maybe someone is texting in between looking up at the road. Any number of reasons can cause a serious, or even fatal, car accident. The most common causes of car accidents include:

  • Distracted driving
  • Wrong-way driving
  • Speeding
  • Driving under the influence of drugs or alcohol
  • Tailgating
  • Ignoring traffic signs and signals
  • Failing to yield the right of way

If any of these reasons caused your accident, the at-fault driver should be held responsible for the injuries you sustained. You can file a claim with their insurance company and seek compensation for the damages you’ve incurred as a result of the accident. Depending on the other driver’s insurance policy will depend on how much money you can receive.

What Are Damages, and What Can My Settlement Cover?

All drivers in the state of Missouri are required, by law, to carry auto insurance with minimum liability limits. These liability limits could aid in covering your damages if someone else was at fault for your car accident.

Damages are losses you incurred as a direct result of your accident. They are any expenses used to help your recovery, such as medical treatment. Below are the damages you can receive compensation for in Missouri:

  • Medical Expenses –Bills for hospital visits, physical therapy, surgery, ambulance services, home health care, permanent disability, and any additional treatment that has been deemed medically necessary by your physician.
  • Pain and Suffering – You can receive compensation for the severe pain you’ve had to endure, as well as any emotional distress, such as anxiety or PTSD, that resulted from your accident.
  • Lost Wages – If your injuries prevented you from working, you could seek compensation for the pay you were unable to earn. You could also seek reimbursement for any future pay you won’t be able to earn if your injuries are permanent.
  • Loss of Consortium – An immediate family member may be entitled to compensation if their relationship has been affected because of your accident and injuries.
  • Wrongful Death – If an individual dies in a car accident due to someone’s negligence, their family members may be able to file a claim for damages.

Your St. Charles car accident attorney from OnderLaw knows how to aggressively negotiate with insurance compensations to reach a favorable outcome in your case. If necessary, they have the skills and resources to take your case to court. We’ve been able to settle countless car accident cases just like yours.

As soon as you retain our law firm, we will start working on your case so we can resolve it as quickly as possible. We don’t want this to drag out for months or years. It is our goal to resolve your case in as little time as possible so you can move forward with your life.

What if I Can’t Afford a Car Accident Lawyer in St. Charles?

Hiring a car accident lawyer from OnderLaw is the best decision if you want to receive the maximum compensation for your injuries. We work on contingency, so you won’t have to pay any upfront fees or costs. We don’t get paid until you get paid. When we secure a settlement for you, our legal fees will come directly from that settlement.

A lot of people try to handle their cases on their own. If you don’t have experience dealing with insurance companies, you might not know the steps you need to take to file a claim or how much money you should demand. Insurance companies will try to pay you as little money as possible to close your claim. They might present you with a lowball offer that you’ll want to accept because you don’t know if you deserve more. We know how to comb through confusing auto insurance policies to find the information we need and calculate the amount of money that will cover your expenses. With an attorney by your side, you can feel confident knowing we will fight hard to reach a favorable outcome in your case.

What Should I Do if I’ve Been Injured in a Car Accident?

When you decide to seek representation, your St. Charles car accident attorney will begin by gathering evidence. Submitting documentation to the insurance company to prove someone else caused your accident and should be held financially responsible. Some of the evidence we will obtain includes the following:

  • Police reports
  • Copies of insurance policies
  • Photos of the accident scene
  • Photos of your injuries
  • Your medical records
  • Video surveillance of the accident
  • Witness statements

Seeking medical treatment is also crucial after your accident occurs. You might not think you’re injured, but most people are in shock after an accident and don’t start experiencing symptoms until the next day. You should go to urgent care or a hospital for an examination immediately after the accident. Your medical records will be sent to the insurance company to show proof of injury and treatment. If your physician refers you for imaging or specialty treatment, you should follow their instructions. When you skip appointments or have significant gaps in your treatment, the insurance company might deny your claim on the basis that you don’t require treatment.

When your doctor releases you from their care, we will submit a demand letter to the insurance company. This demand letter will describe how the accident occurred, who was at fault, and what your injuries and treatment were. We will also ask that a specific amount of money is recovered for your damages. If we’re unable to reach a settlement that’s acceptable to you, we are fully prepared to take your case to trial. Your car accident lawyer in St. Charles will know what evidence and documentation are needed to prove your case in court.

Need Legal Advice? Call a St. Charles Car Accident Attorney for Your Free Consultation

Call OnderLaw today if you or your loved one were injured in a car accident. We know you’re stressed about your financial situation, and we don’t want to add to your burden. We offer free consultations, so there’s no risk or obligation to speak with us. We will be happy to sit down with you to discuss your accident and advise what the best course of action would be.

When you hire us, you and your case will be a priority to us. You can expect we will always treat you with respect and professionalism whenever you’re communicating with us. Your St. Charles car accident lawyer will provide you with the legal services you deserve and the emotional support you need. We will help you get through this difficult experience so you can move on with your life.

OnderLaw has been recognized by multiple organizations in the country for the cases we’ve worked on and the settlements we’ve secured. Over the years, we have received recognition from legal organizations, such as The National Trial Lawyers, Martindale-Hubbell, Million Dollar Advocates Forum, and SuperLawyers. We’ve also been featured in multiple news outlets and in local publications, such as Missouri Lawyers Weekly and St. Louis Business Journal.

Our office is conveniently located in St. Louis. Our representatives are available to speak with you by phone or through our Live Chat. Contact us right now.