Sustaining an injury at work can be difficult for employers and employees alike, but what if your employer doesn’t follow correct procedures for handling a workers’ compensation claim, or worse, your employer doesn’t carry worker’s compensation insurance? What options do you have?
If a workplace injury affects your finances or your peace of mind, you should speak to the Modesto personal injury attorneys at OnderLaw as soon as possible. We have nearly two decades of experience helping residents of Modesto and elsewhere get fair compensation for their workplace injuries, and we can use that experience to help you get the assistance you’re owed. Call today for a free consultation, and let us review your case to determine eligibility. Don’t let your employer give you the run-around. Call OnderLaw today.
Workers’ Compensation (WC) insurance is a program that provides benefits to workers that sustain injury or illness while on the job and benefits to families and loved ones of workers that die while on the job. Every employer in California is required to carry WC insurance for their employees, with some exceptions.
WC claims are not the same as personal injury claims. There is no need to prove negligence on the employer’s part to receive WC benefits, only that the injury or illness is work-related. In return for receiving WC benefits, most workers are not allowed to sue their employer. The system is designed to benefit both employers and employees alike.
WC insurance covers almost all work-related injuries and illnesses. This includes one-time workplace accidents, repetitive stress injuries, and work-related illness or disease. Although WC insurance is required by law in California, the policies are still purchased from and administered by private insurance companies.
Almost every employee in the state of California is eligible for benefits, with a few exceptions. These include:
WC Insurance provides five primary benefits: temporary disability benefits, permanent disability benefits, medical benefits, Supplemental Job Displacement Benefits (SJDB), and death benefits. Workers may also be eligible for a Return-To-Work Supplement, awards for compensable consequences, and a life pension under certain circumstances.
If you’ve suffered an injury or illness while working, it’s essential to act quickly to protect your rights and start the WC claims process. Here are some helpful steps to take following an injury:
Here are some statistics and data regarding workplace injuries in California:
There are many reasons why hiring an attorney for your WC claim is necessary.
The workers’ compensation claims process is complex and difficult to understand. It’s filled with special provisions, legal jargon, and detailed information that can make filing a claim difficult for someone without experience. Trying to navigate the claims process while recovering from a severe injury or illness can quickly become overwhelming, especially in the short timeframe allowed.
Your attorney will help explain how the process works, what to expect, and assist you in applying for benefits. We will make sure you obtain all the benefits owed to you and protect your rights if your employer doesn’t follow the law.
Suppose you wish to apply for Social Security Disability benefits and WC benefits. In that case, your attorney will make certain your settlement or benefits are structured correctly to allow you to successfully apply for SSDI.
If your employer doesn’t carry WC insurance, attempts to retaliate against you, or you disagree with the diagnosis provided by your assigned physician, your lawyer will be invaluable. We can help you file a personal injury claim or lawsuit against your employer to get the benefits you deserve, if necessary. We will act as your advocate and confidant and provide the guidance and support you need during a challenging time.
We’ve helped our clients with claims of all sizes since 2002. From workers’ compensation to lawsuits worth hundreds of millions of dollars, we have the experience necessary to make the law work for our clients and their families.
We take pride in treating all of our clients with the compassion and dignity they deserve. We understand that you’re coming to us during a vulnerable time looking for help, and we want to do all we can to assist. We will keep an open line of communication at all times, keeping you up to date with any information relating to your claim.
We’ve obtained over $3.5 billion in awards and settlements since 2002. We don’t win every case or claim we take on, but we do guarantee that we will work tirelessly to get you the help you need.
Don’t wait any longer to get help with your workers’ compensation claim. Call the attorneys at OnderLaw today. We will review your case and discuss your options, all free of charge. Call today, and let OnderLaw help you get back on your feet after a workplace injury.