Nothing moves faster than an insurance company trying to get to you before you can talk with an attorney. When you’ve been in an accident, they count on the fact that you probably don’t know all of your rights, and the last thing they want to do is give you a chance to talk with “the L word” — a lawyer. No matter how nice they seem, be cautious when an insurance company that tells you that you don’t need an attorney. Behind their smiles and charm is an industry that makes billions of dollars in profits by resolving claims for as little as possible. When you Get Jim, you stop them in their tracks. They know the gig is up and that they’ll have to pay all of what you are entitled to receive.